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Search results for “third-party liability”

20 results

That release wipes out future injuries too - and the insurer knows it

You were hit on a neighborhood street, bills are showing up, and the insurance company is sliding over a release that could kill the rest of your claim before you know how hurt you really are.

ARTICLE by Rachel Gutierrez

Boise Scaffold Fall Raises Workers’ Comp Dispute

When a roofer gets hurt on a multi-contractor Idaho job site, workers comp may not be the only claim if another company's screwup helped cause the fall.

ARTICLE by Diane Christensen

collateral source rule

You just got a letter that says the other side should not have to pay all of your medical bills because health insurance already covered part of them. That raises the...

Got rear-ended outside Pocatello and now the insurer says your back was already broken

A long-haul truck driver gets hit from behind near Pocatello, then runs into the classic insurance move: blaming every new symptom on an old injury.

ARTICLE by Kurt Webber

commercial use exclusion

Yes - this came from a simple insurance-company move: personal auto policies were built for private driving, not for making money. Once rideshare and delivery work took off,...

I just found out the car that hit the motorcycle in Coeur d'Alene was a rental and now two insurers are ducking the bill

A blind-spot motorcycle crash in Coeur d'Alene gets a lot messier when the car is a rental and the personal insurer and rental company start pointing fingers over coverage.

ARTICLE by Cody Harcourt

release of claims

The worst-case version is simple: a check arrives, the paperwork looks routine, and a person signs away the right to ask for anything more before the full damage is known. A...

covenant not to sue

This can put money in your pocket without fully closing the door on everyone else who may owe you. It can also save a defendant from getting dragged deeper into a lawsuit while...

Miss a few weeks of treatment and the Nampa insurer pounces

A gap in treatment after a pedestrian crash in Nampa can slash claim value fast, even when the reason was fear, money, immigration status, or keeping a business alive.

ARTICLE by Patricia Nez Perce

Insurance Issues After a DoorDash Crash in Idaho

If you were delivering food when you got hit, the first few calls after the wreck are often about locking you into a cheap version of the facts before the coverage fight and medical bills really land.

ARTICLE by Janet Prentiss

pain and suffering

Not the same as your medical bills, lost wages, or other out-of-pocket costs. People often assume it means a vague, emotional add-on, but it is actually a recognized category...

Getting shortchanged can turn a manageable loss into a serious financial hit, and this is one of the few rules that can multiply what a wrongdoer owes. Treble damages are a...

Do I need a lawyer after an Idaho delivery crash?

Get this wrong, and you can end up signing away a claim for medical bills, lost app income, bike or car damage, and future treatment before you know who was supposed to pay....

When Witnesses Saw the Crash but Fault Is Denied

What a paramedic-witnessed crash in Pocatello can actually do for an Idaho injury claim, and where people get tripped up when they assume that settles everything.

ARTICLE by Janet Prentiss

Why are insurers in my Pocatello box truck crash blaming each other?

The worst mistake people make is waiting for the insurance companies to "figure it out" first; in Idaho, that blame-shifting is often a delay tactic, and your claim can still...

mitigation of damages

A harmed person must take reasonable steps to keep their losses from getting worse. "Reasonable" is the key word, and bad advice often leaves it out. Mitigation does not mean...

future medical expenses

Insurance companies and defense lawyers often try to shrink this part of a claim by calling it speculative, exaggerated, or unsupported. They may argue that treatment is...

Is it worth filing a claim for an apartment fall in Nampa?

$4,000 to $8,000 for an ER visit and MRI is common, so yes - an apartment fall claim in Nampa can be worth it, but not for the reason most people assume. Most people assume...

My lawyer says take the deal now - am I about to lock in a low bike crash payout in Idaho Falls?

A right-turn crash settlement can look insulting until you see the policy limits, the deductions, and whether there's any real money beyond the first offer.

ARTICLE by Kurt Webber

compensatory damages

What usually matters most after an injury is the money side of it: how bills get paid, how lost income is replaced, and whether the final case value actually reflects what the...