The worst mistake people make is waiting for the insurance companies to "figure it out" first; in Idaho, that blame-shifting is often a delay tactic, and your claim can still move against multiple responsible parties at once.

What makes it more complicated in Idaho:

• Idaho uses comparative fault. A driver, a box-truck company, a tire shop, or even a vehicle owner can each be assigned a percentage of blame. If you are 50% or more at fault, you recover nothing. If you are under 50%, your recovery is reduced by your share.

• Idaho usually does not make one defendant pay everyone else's share. In most injury cases, each party pays for its own percentage of fault, not the whole verdict. So if one insurer keeps saying "that's the other carrier's problem," it may be trying to shrink its percentage, not deny that you were hurt.

• There are exceptions. If parties were acting together, or one is legally responsible for another, liability questions can change. A trucking company may be responsible for its driver, and a maintenance contractor or cargo loader may be added if bad tires, heat-related blowouts, or shifting loads contributed during summer highway travel.

• Subrogation can muddy the waters. Your health insurer, MedPay, or workers' comp may demand reimbursement from any settlement. That can make it look like money is "missing" or that your lawyer is waiting on numbers, when the real fight is over who gets repaid first.

• Evidence disappears fast. On roads around Pocatello and I-15, commercial vehicles may have driver logs, inspection records, GPS data, dashcam footage, and maintenance files. Idaho State Police may respond on rural highways, but response times can exceed 30 minutes, so independent evidence matters.

• Deadlines still run. In Idaho, most injury claims must be filed within 2 years. If your lawyer is letting carriers stall without locking down records or identifying every party, that is a real problem.