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Search results for “treatment gap”

20 results

Miss a few weeks of treatment and the Nampa insurer pounces

A gap in treatment after a pedestrian crash in Nampa can slash claim value fast, even when the reason was fear, money, immigration status, or keeping a business alive.

ARTICLE by Patricia Nez Perce

Settle now after a Lewiston crash, or wait until treatment stops changing?

A quick settlement offer after a rear-end crash that shoved you into another lane can look helpful until the medical picture gets worse and the blame fight starts.

ARTICLE by Patricia Nez Perce

That release wipes out future injuries too - and the insurer knows it

You were hit on a neighborhood street, bills are showing up, and the insurance company is sliding over a release that could kill the rest of your claim before you know how hurt you really are.

ARTICLE by Rachel Gutierrez

mitigation of damages

A harmed person must take reasonable steps to keep their losses from getting worse. "Reasonable" is the key word, and bad advice often leaves it out. Mitigation does not mean...

future medical expenses

Insurance companies and defense lawyers often try to shrink this part of a claim by calling it speculative, exaggerated, or unsupported. They may argue that treatment is...

If I settle my Coeur d'Alene crash, who pays for treatment years later?

The worst mistake people make is signing a fast year-end settlement because they think they can reopen it later if their back, knee, or nerve pain gets worse. In Idaho, you...

Got rear-ended outside Pocatello and now the insurer says your back was already broken

A long-haul truck driver gets hit from behind near Pocatello, then runs into the classic insurance move: blaming every new symptom on an old injury.

ARTICLE by Kurt Webber

My lawyer says take the deal now - am I about to lock in a low bike crash payout in Idaho Falls?

A right-turn crash settlement can look insulting until you see the policy limits, the deductions, and whether there's any real money beyond the first offer.

ARTICLE by Kurt Webber

special damages

Not the same as punitive damages or a rough estimate for pain and suffering, special damages are the measurable financial losses caused by an injury or wrongful act. They cover...

Boise Scaffold Fall Raises Workers’ Comp Dispute

When a roofer gets hurt on a multi-contractor Idaho job site, workers comp may not be the only claim if another company's screwup helped cause the fall.

ARTICLE by Diane Christensen

pain and suffering

Not the same as your medical bills, lost wages, or other out-of-pocket costs. People often assume it means a vague, emotional add-on, but it is actually a recognized category...

past medical expenses

Money already spent or billed for diagnosis, treatment, and recovery after an injury is called past medical expenses. These are the medical costs that have already happened by...

Lewiston commute crash death and months of silence from insurance - who can file in Idaho?

Idaho splits these cases between claims the family can bring and claims that belong to the estate, and the delay from insurance changes nothing about who has standing.

ARTICLE by Miguel Alvarez

Not just a doctor's note, a stack of medical bills, or a rough guess about future treatment costs. A life care plan is a detailed roadmap of the care, equipment, services, and...

collateral source rule

You just got a letter that says the other side should not have to pay all of your medical bills because health insurance already covered part of them. That raises the...

Insurance Issues After a DoorDash Crash in Idaho

If you were delivering food when you got hit, the first few calls after the wreck are often about locking you into a cheap version of the facts before the coverage fight and medical bills really land.

ARTICLE by Janet Prentiss

diminished quality of life

Miss this issue after a serious injury, and a claim can get reduced to medical bills and lost wages while the biggest loss goes unpaid: the part where life no longer feels,...

general damages

Insurance companies and defense lawyers often use this phrase to make a person's losses sound vague, emotional, or less real than medical bills and lost wages. They may argue...

lump sum settlement

A lump sum settlement is a one-time payment that resolves all or part of a legal claim, instead of paying money in smaller installments over time. In an injury case, that...

covenant not to sue

This can put money in your pocket without fully closing the door on everyone else who may owe you. It can also save a defendant from getting dragged deeper into a lawsuit while...