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20 results

That release wipes out future injuries too - and the insurer knows it

You were hit on a neighborhood street, bills are showing up, and the insurance company is sliding over a release that could kill the rest of your claim before you know how hurt you really are.

ARTICLE by Rachel Gutierrez

Boise Scaffold Fall Raises Workers’ Comp Dispute

When a roofer gets hurt on a multi-contractor Idaho job site, workers comp may not be the only claim if another company's screwup helped cause the fall.

ARTICLE by Diane Christensen

When Witnesses Saw the Crash but Fault Is Denied

What a paramedic-witnessed crash in Pocatello can actually do for an Idaho injury claim, and where people get tripped up when they assume that settles everything.

ARTICLE by Janet Prentiss

I just found out the car that hit the motorcycle in Coeur d'Alene was a rental and now two insurers are ducking the bill

A blind-spot motorcycle crash in Coeur d'Alene gets a lot messier when the car is a rental and the personal insurer and rental company start pointing fingers over coverage.

ARTICLE by Cody Harcourt

If the same crash happened just across the line in Utah, investigators might have more lane markings, traffic-camera views, and fixed urban reference points to work from; on...

Got rear-ended outside Pocatello and now the insurer says your back was already broken

A long-haul truck driver gets hit from behind near Pocatello, then runs into the classic insurance move: blaming every new symptom on an old injury.

ARTICLE by Kurt Webber

Miss a few weeks of treatment and the Nampa insurer pounces

A gap in treatment after a pedestrian crash in Nampa can slash claim value fast, even when the reason was fear, money, immigration status, or keeping a business alive.

ARTICLE by Patricia Nez Perce

Insurance Issues After a DoorDash Crash in Idaho

If you were delivering food when you got hit, the first few calls after the wreck are often about locking you into a cheap version of the facts before the coverage fight and medical bills really land.

ARTICLE by Janet Prentiss

commercial use exclusion

Yes - this came from a simple insurance-company move: personal auto policies were built for private driving, not for making money. Once rideshare and delivery work took off,...

My lawyer says take the deal now - am I about to lock in a low bike crash payout in Idaho Falls?

A right-turn crash settlement can look insulting until you see the policy limits, the deductions, and whether there's any real money beyond the first offer.

ARTICLE by Kurt Webber

day-in-the-life video

You may see this mentioned in a demand letter, discovery response, mediation summary, or a lawyer's note saying a video will "show daily limitations" or "document functional...

What evidence do I need to prove a lane-change crash in Coeur d'Alene?

You prove a lane-change crash with hard evidence showing who moved, when they moved, and where the vehicles ended up. On I-90 near Northwest Boulevard in Coeur d'Alene, that...

pain and suffering

Not the same as your medical bills, lost wages, or other out-of-pocket costs. People often assume it means a vague, emotional add-on, but it is actually a recognized category...

collateral source rule

You just got a letter that says the other side should not have to pay all of your medical bills because health insurance already covered part of them. That raises the...

What evidence do I need for a Lewiston hit-and-run UM claim?

The biggest money trap is assuming your insurer will "fill in the gaps" just because the other driver vanished. In Idaho, a UM claim still has to be proved like any other...

Not just a doctor's note, a stack of medical bills, or a rough guess about future treatment costs. A life care plan is a detailed roadmap of the care, equipment, services, and...

Settle now after a Lewiston crash, or wait until treatment stops changing?

A quick settlement offer after a rear-end crash that shoved you into another lane can look helpful until the medical picture gets worse and the blame fight starts.

ARTICLE by Patricia Nez Perce

perception-reaction time

Everyone says a careful driver can stop "on a dime," but actually the first part of stopping is not braking at all. Wondering what experts mean by perception-reaction time? It...

Why is my insurer stalling my Pocatello hit-and-run UM claim?

Because the police report says "unknown driver," but what matters is whether your policy treats the crash as an uninsured motorist claim and whether you gave the insurer what...

nominal damages

A claim can succeed and still produce little or no money. That is where nominal damages matter: they allow a court to formally recognize that a legal wrong occurred even when...