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That release wipes out future injuries too - and the insurer knows it

You were hit on a neighborhood street, bills are showing up, and the insurance company is sliding over a release that could kill the rest of your claim before you know how hurt you really are.

ARTICLE by Rachel Gutierrez

Got rear-ended outside Pocatello and now the insurer says your back was already broken

A long-haul truck driver gets hit from behind near Pocatello, then runs into the classic insurance move: blaming every new symptom on an old injury.

ARTICLE by Kurt Webber

Miss a few weeks of treatment and the Nampa insurer pounces

A gap in treatment after a pedestrian crash in Nampa can slash claim value fast, even when the reason was fear, money, immigration status, or keeping a business alive.

ARTICLE by Patricia Nez Perce

Insurance Issues After a DoorDash Crash in Idaho

If you were delivering food when you got hit, the first few calls after the wreck are often about locking you into a cheap version of the facts before the coverage fight and medical bills really land.

ARTICLE by Janet Prentiss

collateral source rule

You just got a letter that says the other side should not have to pay all of your medical bills because health insurance already covered part of them. That raises the...

I just found out the car that hit the motorcycle in Coeur d'Alene was a rental and now two insurers are ducking the bill

A blind-spot motorcycle crash in Coeur d'Alene gets a lot messier when the car is a rental and the personal insurer and rental company start pointing fingers over coverage.

ARTICLE by Cody Harcourt

My lawyer says take the deal now - am I about to lock in a low bike crash payout in Idaho Falls?

A right-turn crash settlement can look insulting until you see the policy limits, the deductions, and whether there's any real money beyond the first offer.

ARTICLE by Kurt Webber

Why is my insurer stalling my Pocatello hit-and-run UM claim?

Because the police report says "unknown driver," but what matters is whether your policy treats the crash as an uninsured motorist claim and whether you gave the insurer what...

Boise Scaffold Fall Raises Workers’ Comp Dispute

When a roofer gets hurt on a multi-contractor Idaho job site, workers comp may not be the only claim if another company's screwup helped cause the fall.

ARTICLE by Diane Christensen

commercial use exclusion

Yes - this came from a simple insurance-company move: personal auto policies were built for private driving, not for making money. Once rideshare and delivery work took off,...

future medical expenses

Insurance companies and defense lawyers often try to shrink this part of a claim by calling it speculative, exaggerated, or unsupported. They may argue that treatment is...

past medical expenses

Money already spent or billed for diagnosis, treatment, and recovery after an injury is called past medical expenses. These are the medical costs that have already happened by...

What evidence do I need for a Lewiston hit-and-run UM claim?

The biggest money trap is assuming your insurer will "fill in the gaps" just because the other driver vanished. In Idaho, a UM claim still has to be proved like any other...

Can the insurance company make my child see their doctor in Idaho?

Since Idaho's minimum auto liability limits increased in 2025 to $25,000 per person and $50,000 per accident, insurers have been pressing hard on medical issues in injury...

Do I need a lawyer after an Idaho delivery crash?

Get this wrong, and you can end up signing away a claim for medical bills, lost app income, bike or car damage, and future treatment before you know who was supposed to pay....

pain and suffering

Not the same as your medical bills, lost wages, or other out-of-pocket costs. People often assume it means a vague, emotional add-on, but it is actually a recognized category...

Too late to file after my Coeur d'Alene work crash with multiple drivers involved?

Your doctor may have told you the pain could linger for months. An insurance company hears that and often turns it into, "Then it must be a preexisting problem" or "You waited...

Lewiston commute crash death and months of silence from insurance - who can file in Idaho?

Idaho splits these cases between claims the family can bring and claims that belong to the estate, and the delay from insurance changes nothing about who has standing.

ARTICLE by Miguel Alvarez

Is it worth filing a claim for an apartment fall in Nampa?

$4,000 to $8,000 for an ER visit and MRI is common, so yes - an apartment fall claim in Nampa can be worth it, but not for the reason most people assume. Most people assume...

Settle now after a Lewiston crash, or wait until treatment stops changing?

A quick settlement offer after a rear-end crash that shoved you into another lane can look helpful until the medical picture gets worse and the blame fight starts.

ARTICLE by Patricia Nez Perce